Own Now, Pay Later

0% APR for 18 months or fixed rate up to 60 months

We're here to help support our customers through the ongoing Covid-19 situation. We understand that many of you may be experiencing hardship. 

CareCredit

Use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards. No Interest if paid in full within the 6, 12, or 18 months. FreeRider USA might charge the handling fee.

Over 36 months of financing, we offer a fixed APR rate. Financing months up to 60 months. No other fees. 

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Frequently Asked Questions

What is CareCredit?

The CareCredit Card, issued by Synchrony, is designed to provide financing for consumers who are faced with medical expenses that aren’t covered by insurance.

For more details, https://www.carecredit.com

Why do we partner with CareCredit?

For larger medical expenses, we found the greatest partner is CareCredit.

1. CareCredit offers 0% APR for 18 months.
2. Purchases of $1,000 or more can qualify for

14.9% APR for 24 months
15.9% APR for 36 months
16.9% APR for 48 months

Also, purchases of $2,500 or more may be eligible for a 60-month loan at 17.9%.

How long will be take to open account?

You can use a new CareCredit Card account immediately after your online application is approved. That means you can apply from the call or use the card to pay your bill after the test ride or repair.

Does it perform a credit check?

Yes, but it will not affect your credit score. This ‘soft’ credit check will not affect your credit score. You'll receive a credit approval notification right away.

Does FreeRider USA charge fees?

The 3%~15% handling fee will be charged for your financing amount if you'd like to use the 0% APR program with CareCredit.  The handling fee will be waived if the financing period is over 36 months.

Does FreeRider USA charge a deposit?

 Zero Down and Drive Away.