Own Now, Pay Later

0% APR for 18 months or fixed rate up to 60 months

We're here to help support our customers through the ongoing Covid-19 situation. We understand that many of you may be experiencing hardship. 


Use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards. No Interest if paid in full within the 6, 12, or 18 months. FreeRider USA might charge the handling fee.

Over 36 months of financing, we offer a fixed APR rate. Financing months up to 60 months. No other fees. 

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Frequently Asked Questions

What is CareCredit?

CareCredit helps to split your equipment or treatment over time. You get to choose your payment schedule, and you’ll never pay more than what you agree to up front.

For more details, https://www.carecredit.com

What is required to pre-qualified?

Provide your name, email address, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps CareCredit verify and protect your identity.

Does it peform a credit check?

Yes, but it will not affect your credit score. This ‘soft’ credit check will not affect your credit score. You'll receive a credit approve notification right away.

Is my personal info secure with CareCredit?

Yes, protecting your personal information is very important to CareCredit. CareCredit encrypts sensitive data including Social Security numbers. CareCredit also maintains physical, electronic, and procedural safeguards to protect your information. CareCredit does not sell or rent your information to anyone.

How do I pay to CareCredit?

To make or schedule payments, go to CareCredit's website or to the CareCredit app. You can also set up AutoPay so you don't have to remember every month.

Does FreeRider USA charge fees?

FreeRider USA charges a 3% to 15% handling fee for your financing amount if you'd like to use 0% APR program with CareCredit.  The handling fee will be waived if the financing period is over 36 months.

Does FreeRider USA charge deposit?

No, we don't need the downpayment. Zero Down Pay and Drive Away.